NFP Privacy Policy

Potomac Basin Group Associates LLC strongly believes in protecting the confidentiality and security of information we collect about individuals. Our information practices for this website are described below. This Privacy Policy applies to all of our websites, including any websites owned, operated or sponsored by any of our subsidiaries or affiliates. However, we may add to, or supersede, certain provisions of the following terms and conditions with other provisions located in other parts of all of our websites. You should review this Privacy Policy regularly as it may change at any time at our sole discretion. Potomac Basin Group Associates LLC may modify, add or remove portions of this Privacy Policy at any time by updating this web page. Please check back to this area of the website to look for changes in this Privacy Policy. If any change to this Privacy Policy is unacceptable to you, your only recourse is to terminate your use of the website.

Scope of Privacy Policy:
This Privacy Policy only addresses the use and disclosure by Potomac Basin Group Associates LLC of information Potomac Basin Group Associates LLC collects from you. However, this website may contain links to other sites and we may engage third party suppliers or service providers, each of which may adhere to their own privacy customs and policies. Potomac Basin Group Associates LLC does not control the content or privacy policies of such websites or the privacy policies of such third parties. Potomac Basin Group Associates LLC accepts no responsibility or liability for privacy or other issues related to the collection or use of your information by such other sites or third parties.

This Privacy Policy does not supersede the terms contained in Legal Notices that govern your use of this website. Any conflict between the two shall be determined in favor of the terms contained in Legal Notices.

Your Personal Information:
When you come to the Potomac Basin Group Associates LLC website, we log your current Internet address (this is usually a temporary address assigned by your Internet service provider when you log in), the type of operating system you are using, and the type of browser software used. In addition, we may keep track of what portions of the website you are visiting. We aggregate this information to help us create a better experience for users of our website. For example: we may upgrade those parts of the website that are heavily visited or optimize the website to work more efficiently with certain operating systems. This is all done without our knowing your name or other personal identifying information. When you visit the Potomac Basin Group Associates LLC website you are anonymous, unless you chose to identify yourself to us.
You are not required to provide us with personal information to use our website, unless expressly stated. For example, certain features may require you to submit some personal information in order for those features to function as designed. Such information might include, but not limited to, name, address, E-mail address, and phone number. Certain parts of our website may require you to provide identifying information and use individual passwords in order to access personal information.

If you do choose to provide us with personal information, you can be assured that such information is kept in secured databases. Potomac Basin Group Associates LLC treats this information as confidential. Potomac Basin Group Associates LLC will use the information you provide solely to satisfy your requests for information regarding Potomac Basin Group Associates LLC . We do not sell, rent, or exchange any of the personal information collected on our website.

Cookies and Web Bugs:
A cookie is a small piece of information that a website sends to your computer, which is stored in a file on your hard drive. The next time you visit our website, we may use the information stored in your cookie file to facilitate your use of our website. For example, we may use your cookie file to store a password so that you do not have to input it every time you move to a different section of a password protected portion of our website. A cookie does not tell us your individual identity unless you have chosen to provide it to us. Most cookies expire after a defined period of time, or you can delete your cookie file at any time you choose. In addition, you can set your browser to notify you when you receive a cookie so that you can decide whether to accept or reject it.

A web bug (or web beacon) is a tiny graphical image that is typically on a web page. Somewhat like a cookie, a web bug can tell us information such as what kind of browser is being used and what time of day this page was accessed. Some web bugs can include information such as your IP address. Some technologies will notify you of the presence of web bugs, but browsers typically do not notify you of them.

Privacy:
Potomac Basin Group Associates LLC uses no encryption (data scrambling) on certain portions of our website, and up to 128-bit encryption on other portions. When you are on any website that asks you for confidential information (your social security number or a bank or credit card account number, for example), you should check to see if the information being transmitted is encrypted in order to increase the security of your information. If you need to send confidential information and are concerned about the security of a website, then you should consider sending it by phone or by regular mail instead.

Minors:
Potomac Basin Group Associates LLC makes no active effort to collect personal information from children under the age of 18. We believe that children who do wish to submit information to Potomac Basin Group Associates LLC should have permission from their parent or legal guardian.

Additional Rights:
Applicable laws may give you additional rights that are not described in this online privacy policy.

In the News: Potomac Basin is in the "Top 10" on the Washington Business Journal Book of Lists

We are pleased to announce that we are the 10th largest insurance brokerage agency in DC region. Our revenue of $12.3 million — up from $11.8 from 2009 — helped us earn this prestigious position.

Health Care Reform: What You Need to Know

Please click here for all the updated information on Healthcare Reform.

On Wellness: What is Disease Management?

Whether your corporation is seeking solutions that improve healthcare costs, increase work productivity, or reduce disability claim incidences, disease management (DM) has proven to have positive results in all three areas. Learn how.

About our parent company, NFP Benefits Partners

In 2007, Potomac Basin partnered with NFP Benefits Partners, a national corporate benefits company with 1500 benefits professionals, 30,000 corporate clients, and 165 offices across the U.S. As part of this dynamic network, we can provide our clients with more controlled costs.